FHA, VA, USDA Guaranteed Rural Housing and Conventional

In addition to offering FHA, VA, USDA Guaranteed Rural Housing Loans and Conventional, we also offer Private Loan Financing in limited cases.

The terms can range from 30 to 10 years and we offer fixed and adjustable rate alternatives.

We work with all types of borrowers from first time homebuyers to the seasoned homeowner as well as those with credit challenges. We, in some cases, can obtain financing for borrowers with credit scores as low as 550.

Equal Housing Lender

Northern Arizona Mortgage Corporation is a local business and offers a more personalized service.  Our Licensed Loan Originators help home buyers with their applications and our customers know where to find and meet with us in person..

To apply now click here

  • FHA
  • VA
  • USDA Guranteed Rural Housing Loans
  • Conventional
  • Private Loan Financing
  • First Time Buyers
  • Seasoned Homeowners
  • Refinancing
  • Credit Challenges

Contact Us

Northern Arizona Mortgage Corporation

707 E. Mingus Ave.
Suite 601
Cottonwood, AZ, 86326

Shelly White-Collier

Sr. Loan Originator
NMLS #183655


FHA Loans

With a Federal Housing Administration (FHA) insured loan, your lender can offer you better financing options and your down payment can be as low as 3.5% of the purchase price.

FHA also has financing available for manufactured homes and factory built housing. Contact us to learn about the requirements for this type of home.

Wendy Weber

Loan Originator
NMLS #0254441

VA Loans

The US Department of Veterans Affairs helps Service members, Veterans, and eligible surviving spouses become homeowners. The VA provides a home loan guaranty benefit and other housing-related programs to help buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

USDA Guaranteed Rural Housing Loans

USDA Guaranteed Rural Housing loans help low to moderate income individuals and households purchase homes in rural areas with no down payment required in most cases.  Contact us to learn which areas will qualify for this fabulous loan program.

Visit the USDA Income and Property Eligibilitywebsite for details.

Equal Housing Lender

Licensed Loan Originators

Company NMLS# 166023

Northern Arizona Mortgage Corporation

707 E. Mingus Ave.
Suite 601
Cottonwood, AZ, 86326

Contact Us

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